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260 471-5544
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Loan Rates

Posted on: May 7th, 2012 by General Credit Union No Comments

Current Loan Rates

The following rates become effective July 10, 2017. Rates are available for a limited time.
Call for the latest information at (260) 471-5544 or (800) 889-5554.

NOTE: Rates Listed are Based Upon Empirica Scoring Model A and above. Other terms and rates are available. Call 260-471-5544 or 800-889-5554 x 5 to speak with a loan officer.
Loan Description Approximate Term APR (Annual Percentage Rate)
New / Used Vehicles/
Motorcycles
2016 & Newer
o-66 Mos. as low as 2.84%*
67-72 Mos. as low as 3.14%*
73-84 Mos. as low as 4.14%*
Used Vehicle/Motorcycles
2014-2015
o-66 Mos. as low as 3.14%
67-72 Mos. as low as 3.44%*
73-84 Mos. as low as 4.44%*
Used Vehicles/Motorcycles
2012-2013

o-66 Mos.

 

 

 

as low as 3.44%*

 

 

Used Vehicles/Motorcycles
2011
0-60 Mos. as low as 3.44%*
Used Vehicles/Motorcycles
2010
0-60 Mos. as low as 4.44%*

Boats, Motor Homes, Travel Trailers, Campers          

 

0-60 Mos.

61-84 Mos.

84-120 Mos.

as low as 5.50%

as low as 6.05%

as low as 6.60%

 

ATVs, Jet Skis, Snowmobiles –
2014 & Newer

0-24 Mos.

25-30 Mos.

31-60 Mos.

 

as low as 6.75%

as low as 6.75%

as low as 6.75%

 

1st Mortgages Please call Kim at 260-373-0781 or 800-889-5554 x 147
Home Equity Loans Please call Kim at 260-373-0781 or 800-889-5554 x 147.
Second Mortgages
Fixed rate for term of loan.
Only Indiana mortgages available.
Please call Kim at 260-373-0781 or 800-889-5554 x 147
Simple Solution Loan
(Personal Loan)
0-60 Mos. as low as 8.99%

APR = Annual Percentage Rate. Rates as of 10/1/17 and subject to change at any time. Normal loan underwriting guidelines apply. Minimum $25,000 loan amount required for 84-month term

GCU reserves the right to add 4% to the rate if any applicant has less than 3 active trade lines on their credit bureau report.

Current loan rate specials have no additional discounts available. Certain qualifications apply.