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Deposit Rates

Posted on: September 19th, 2012 by General Credit Union No Comments

Current Deposit Rates

The following rates were effective January 24, 2017. Rates are available for a limited time. Call for the latest information at (260) 471-5544 or (800) 889-5554. Fees could reduce earnings on accounts. Click Here for all related account fees. Penalties may be imposed for early withdrawal.

Term Nominal Rate APY Annual Percentage Yield Minimum APY Balance of $2,500 Minimum APY Balance of $10,000 Minimum APY Balance of $20,000
Deposit Accounts                                                                                Rates may change after account is open
Main Shares 0.03% 0.03%
Share Anytime 0.03% 0.03%
Club Share 0.08% 0.08%
Loot For Lucas 0.08% 0.08%
Money Market 0.03% 0.03% 0.05% APY 0.08% APY 0.13% APY
Health Savings Accounts 0.15% 0.15% 0.35% APY 0.90% APY 1.52% APY

****SPECIAL****  51-Month Certificate at 1.51% APY.  $10,000 minimum deposit.  New Money Only.

Term Nominal Rate BASIC CERTIFICATE (Deposit $500-$24,999)      APY=Annual Percentage Yield Nominal Rate BEST CERTIFICATE (Deposit $25,000 or more) APY=Annual Percentage Yield
Certificates of Deposit [Min deposit: $500CDs with a 6-9 month maturity will have interest compounded and posted monthly.  Any CD with a maturity greater than 9 months will have interest compounded and posted quarterly.
6 Month 0.12% 0.12% 0.20% 0.20%
9 Month 0.14% 0.14% O.24% 0.24%
12 Month 0.17% 0.17% 0.27% 0.27%
18 Month 0.23% 0.23% 0.33% 0.33%
24 Month 0.32% 0.32% 0.44% 0.44%
36 Month 0.70% 0.70% 0.80% 0.80%
48 Month 0..90% 0.90% 1.00% 1.00%
60 Month 1.10% 1.10% 1.20% 1.21%
IRA Certificates [Min deposit: $500]  IRAs with a 6-9 month maturity will have interest compounded and posted monthly.  Any IRA with a  maturity greater than 9 months will also have interest compounded and posted quarterly.
6 Month 0.22% 0.22% 0.30% 0.30%
9 Month 0.24% 0.24% 0.34% 0.34%
12 Month 0272% 0.27% 0.37% 0.37%
18 Month 0.33% 0.33% 0.43% 0.43%
24 Month 0.42% 0.42% 0.54% 0.54%
36 Month 0.80% 0.80% 0.90% 0.90%
48 Month 1.00% 1.00% 1.10% 1.10%
60 Month 1.20% 1.21% 1.30% 1.31%

****SPECIAL****  51-Month IRA Certificate at 1.51% APY.  $10,000 minimum deposit.  New Money Only.