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Current Loan Rates
May 01, 2008

The following rates were effective May 01, 2008.
Rates are available for a limited time.
Call for the latest information at (260) 471-5544 or (800) 889-5554


Click here for Current Deposit Rates

Loan Description Approximate Term 1 Annual Percentage Rate(APR) 2
**RATES LISTED ARE BASED UPON EMPIRICA SCORING MODEL A+** Rates reflect    0.25% for Auto-pay.%
Other terms and rates are available. Call 482-7701 to speak with a loan officer.    %
NEW /USED 2007 - 2008 VEHICLES 0-60 Mos.   4.75%
*Current loan rate specials have no additional discounts available. 61-72 Mos.   5.75%
Rates reflect a .25% discount for auto pay. Rate given is based on credit scoring. 73-84 Mos.   6.25%
PRE-OWNED VEHICLES (2005-2006) 0-60 Mos.   4.75%
PRE-OWNED VEHICLES (2005-2006) 61-72 Mos.   6.75 %
PRE-OWNED VEHICLES (2002-2004) 0-60 Mos.   4.75%
PRE-OWNED VEHICLES (2001 & older) 37-60 Mos.   4.75%
.   %
HOME EQUITY LOANS Variable Rate   6-mo. T-Bill + 3%
SECOND MORTGAGES 5 Yrs.   5.75%
Fixed rate for term of loan. Only Indiana mortgages available. 10 Yrs.   6.75%
15 Yrs.   7.75%
   %
SIMPLE LOAN (Personal Loan) 0-60 Mos.   8.50%
61-72 Mos.   10.50%
   %
   %
   %
1 Repayment terms may vary.
2 All rates subject to change without notice.



Current Deposit Rates
May 01, 2008

The following rates were effective May 01, 2008.
Rates are available for a limited time.
Call for the latest information at (260) 471-5544 or (800) 889-5554


Click here for Current Loan Rates

Term Nominal
Rate
Annual
Percentage
Yield (APY)
Minimum Balance
of $10,000
Minimum Balance
of $20,000
Deposit Accounts
    Regular Shares
0.500% 0.50 % % %
    Money Market [Min Deposit: $2500]
0.750% 0.75 % 1.51% 2.43 %
    Health Savings Accounts
1.000% 1.000% 2.17% 2.93 %


Term Nominal
Rate
Annual
Percentage
Yield (APY)
Silver Plan
APY. Minimum
Deposit of $2500.00
Gold Plan
APY. Minimum
Deposit of $2500.00
Certificates of Deposit [Min deposit: $500]
    6 Month
2.760% 2.80% 2.90% 3.00 %

    9 Month

2.900%

2.94%

3.04%

3.14 %

    12 Month

3.000%

3.03%

3.14%

3.24 %

    18 Month

3.100%

3.14%

3.24 %

3.34 %

    24 Month

3.200%

3.24%

3.34%

3.44 %

    36 Month

3.300%

3.34%

3.44%

3.55 %

    48 Month

3.550%

3.60%

3.70%

3.80 %

    60 Month

3.800%

3.85%

3.96%

4.06 %
IRA Certificates [Min deposit: $500]

    6 Month

2.860%

2.90 %

3.00%

3.10 %

    9 Month

3.000%

3.04%

3.14%

3.25 %

    12 Month

3.100%

3.14%

3.24%

3.34 %

    18 Month

3.200%

3.24%

3.34%

3.44 %

    24 Month

3.300%

3.34%

3.44%

3.55 %

    36 Month

3.400%

3.44%

3.55%

3.65 %

    48 Month

3.650%

3.70%

3.80%

3.91 %

    60 Month

3.900%

3.96%

4.06%

4.16 %
    % % % %



    Each account is insured up to $250,000 by American Share Insurance.
    By members' choice, this institution is not federally insured.
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