Current Loan Rates
May 01, 2008
|
The following rates were effective May 01, 2008.
Rates are available for a limited time.
Call for the latest information at (260) 471-5544 or (800) 889-5554
Click here for Current Deposit Rates
|
| Loan Description |
Approximate Term
1 |
Annual Percentage Rate(APR)
2 |
| **RATES LISTED ARE BASED UPON EMPIRICA SCORING MODEL A+** |
Rates reflect |
0.25% for Auto-pay.% |
| Other terms and rates are available. Call 482-7701 to speak with a loan officer. |
|
% |
| NEW /USED 2007 - 2008 VEHICLES |
0-60 Mos. |
4.75% |
| *Current loan rate specials have no additional discounts available. |
61-72 Mos. |
5.75% |
| Rates reflect a .25% discount for auto pay. Rate given is based on credit scoring. |
73-84 Mos. |
6.25% |
| PRE-OWNED VEHICLES (2005-2006) |
0-60 Mos. |
4.75% |
| PRE-OWNED VEHICLES (2005-2006) |
61-72 Mos. |
6.75 % |
| PRE-OWNED VEHICLES (2002-2004) |
0-60 Mos. |
4.75% |
| PRE-OWNED VEHICLES (2001 & older) |
37-60 Mos. |
4.75% |
|
. |
% |
| HOME EQUITY LOANS |
Variable Rate |
6-mo. T-Bill + 3% |
| SECOND MORTGAGES |
5 Yrs. |
5.75% |
| Fixed rate for term of loan. Only Indiana mortgages available. |
10 Yrs. |
6.75% |
|
15 Yrs. |
7.75% |
|
|
% |
| SIMPLE LOAN (Personal Loan) |
0-60 Mos. |
8.50% |
|
61-72 Mos. |
10.50% |
|
|
% |
|
|
% |
|
|
% |
|
|
1 Repayment terms may vary.
2
All rates subject to change without notice.
|
|
Current Deposit Rates
May 01, 2008
|
The following rates were effective May 01, 2008.
Rates are available for a limited time.
Call for the latest information at (260) 471-5544 or (800) 889-5554
Click here for Current Loan Rates
|
| Term |
Nominal Rate |
Annual Percentage Yield (APY) |
Minimum Balance of $10,000 |
Minimum Balance of $20,000 |
|
Deposit Accounts |
|
0.500% |
0.50 % |
% |
% |
Money Market [Min Deposit: $2500] |
0.750% |
0.75 % |
1.51% |
2.43
% |
|
1.000% |
1.000% |
2.17% |
2.93
% |
|
|
| Term |
Nominal Rate |
Annual Percentage Yield (APY) |
Silver Plan APY. Minimum
Deposit of $2500.00 |
Gold Plan APY. Minimum
Deposit of $2500.00 |
| Certificates of Deposit
[Min deposit: $500] |
|
2.760% |
2.80% |
2.90% |
3.00
% |
|
2.900% |
2.94% |
3.04% |
3.14
% |
|
3.000% |
3.03% |
3.14% |
3.24
% |
|
3.100% |
3.14% |
3.24 % |
3.34
% |
|
3.200% |
3.24% |
3.34% |
3.44
% |
|
3.300% |
3.34% |
3.44% |
3.55
% |
|
3.550% |
3.60% |
3.70% |
3.80
% |
|
3.800% |
3.85% |
3.96% |
4.06
% |
| IRA Certificates
[Min deposit: $500] |
|
2.860% |
2.90 % |
3.00% |
3.10
% |
|
3.000% |
3.04% |
3.14% |
3.25
% |
|
3.100% |
3.14% |
3.24% |
3.34
% |
|
3.200% |
3.24% |
3.34% |
3.44
% |
|
3.300% |
3.34% |
3.44% |
3.55
% |
|
3.400% |
3.44% |
3.55% |
3.65
% |
|
3.650% |
3.70% |
3.80% |
3.91
% |
|
3.900% |
3.96% |
4.06% |
4.16
% |
|
% |
% |
% |
% |
|
|